1 month auto insurance policy

Commercial Auto Insurance Quotes Online

If you drive a car for work or owns a business that leases commercial vehicles or owns a transporting business in Canada, you must have a commercial auto policy to ensure that you are covered in case of a vehicle accident, even if you are at fault.

Car insurance for business covers everything in cases where your personal car insurance keeps you uncovered in one or another situation.

Factors that Determine
Commercial Vehicle Insurance Quote

  • Age of the driver: Usually costly for younger and new drivers
  • Such a move will not only be convenient for your guests but could also enable them to save money on transport.
  • Gender of the driver: Expensive for men as compared to women
  • Location: Insurance regulates at the state level, so if you are living in a dense and urban area, you will have a higher quote than others in rural areas.
  • Coverage Type: The type of commercial auto policy you choose affects the insurance quotes, such as minimum coverage and full-coverage policy.
  • Vehicle Type: Heavy vehicles are more expensive to insure.
  • In addition to these, different insurance companies offer different commercial car insurance quotes to the same driver. Due to this reason, it becomes important to compare these quotes before making a final decision.
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What Will Be Covered In Auto Insurance For Business Vehicles?

Some of the coverages in auto insurance for business vehicles include:

  • Coverage for bodily injury or death as a result of an accident where you are at fault.
  • Coverage for property damage of another person as a result of accidental damage by your vehicle.
  • Combined Single Limit (CSL) policy, coverage for an equal dollar amount, whether bodily injury/death or property damage, for one or more persons.
  • Coverage for medical expenditures of the driver and other passengers in your vehicle
  • Coverage for the uninsured driver, like his injuries and property damage (in some cases) as a result of the at-fault driver with insufficient insurance
  • Coverage for physical damage as a result of theft, flood, fire and other covered threats.

Our expertise can help in getting the best commercial auto insurance cost

  • We have years of expertise in providing commercial auto insurance quotes to choose the best that represents the right place for the value.
  • No matter what commercial vehicle you want to insure, we ensure to help you to better manage and understand your vehicle insurance needs for your business and provide the required coverage.
  • We aim to help you find the best rates by comparing the top-rated insurers with the cheapest coverage options.
  • With our local experts, you can kick start the process with no deposit and no down payment, everything compromising on the level of your vehicle coverage.
  • With us, take your business to the next level with the right coverage.

Helpful Tips to Get Quick Quote for Commercial Vehicle Insurance

It is very important to pick the top-rated insurance company because many insurers offering a quick quote for auto insurance at a low premium might fail to provide the required protection when a claim is to be settled for your auto insurance.
If you select the appropriate deductible for reducing premium, you require spending money to choose this proposal in case if your insured vehicle meets with an accident.
For those with a limited budget, it is advisable to avoid purchasing unnecessary coverage but make sure to follow the specified or required liability coverage of your state.
In order to get the lowest premium, your credit score plays a great role in making you capable of qualifying the lower premium.
Most of the insurance companies offer discounts to the drivers based on various factors, such as age, gender, vehicle type, safety features, and others. So, you must take advantage of these discounts if you are eligible.
car insurance for one month only



Commercial Auto Insurance
for Business Use?

Commercial auto insurance is a policy that covers the physical damage and liability of the cars, trucks, vans and other vehicles used for businesses. This insurance type includes amount, situations and practices that are not covered under the personal auto insurance. In addition to these commercial vehicles, such commercial auto policy also provides coverage for employees/drivers using these vehicles as well as the equipment inside the vehicles.

Frequently Asked Questions (FAQs)

Commercial insurance is expensive as compared to personal insurance plans. The commercial car insurance cost for a car is around $1,200 to $2,400. Commercial truck insurance price ranges from $800 to $1,200. Commercial taxi insurance goes from $5,000 to $10,000. While buses are very expensive to insure as the price goes as far as $35,000.
If you use your vehicle for business purposes then you must get commercial vehicle insurance. There are many other cases where you need to buy commercial insurance, like; if you transfer goods, equipment, and supplies, if you use your vehicle for constructing and contracting, for sales and visiting purposes, driving for Uber and other cab services.
The vehicles used for business purposes are covered by commercial auto insurance and it will cover for damages and accidents involving your business vehicle. All the commercial vehicles are covered under this insurance policy. Cabs, trucks, tractors, commercial cars, and buses are also getting cover from this policy.
The company takes lots of things into consideration before deciding your premium rate and the premium can be as low as $800 and can shoot up to $10, 000 for auto and trucks per unit. The light commercial unit or private passenger unit costs roughly around $1,000 to $1, 5000 per unit. As we know that commercial auto policy for buses can go up to $35, 000.
Both sound the same, but individually they both are different from each other. Commercial car insurance covers a specialized vehicle that performs specific tasks on the job like cement-trucks or tractor-trailers. While the business insurance policy is for the vehicle used in regular traffic situations.
It is quite impossible to say which company will offer you cheap commercial auto insurance without understanding your business requirements. Insurers will offer you various business car insurance quotes for products and packages as per your requests.
If you meet an accident while using your business vehicle with any proper coverage then your claim could be denied. You will be exposed to great risks if you fail to insure your business car for the right type of coverage.
If you use your van for commercial or business purposes then you are going to need commercial insurance. If you use your vehicle as a taxi or use it to transport goods and supplies then you are going to need commercial insurance for your van.
No, the commercial insurance is expensive to buy and the commercial auto insurance quotes are on the higher side as compared to normal insurance. You have to pay more for getting your vehicle cover under this insurance policy.

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